5 Things First Time Home Buyers Always Forget

📅 5 Things First-Time Home Buyers Always Forget

Buying your first home is exciting—but it can also be overwhelming. Between financing, inspections, and move-in plans, it’s easy to overlook key details that can make a big impact on your experience.

Here are five things first-time buyers often forget (but shouldn’t):

1. 💳 Total Monthly Costs (Not Just the Mortgage)

Your monthly payment includes more than just principal and interest.

• Don’t forget property taxes, homeowners insurance, HOA dues, and utilities

• Get estimates before falling in love with a home

2. 🏛️ Commute & Location Practicality

It’s easy to focus on the home itself and forget how location affects daily life.

• Drive the route to work or school during rush hour

• Explore the neighborhood on a weekend and a weekday

3. 🚩 Resale Potential

This might not be your forever home, so think ahead.

• Avoid overly customized homes that could hurt resale

• Pay attention to school zones, layout, and condition

4. ⚖️ Inspection Isn’t Just a Formality

Too many buyers rush the inspection phase.

• Ask detailed questions about major systems

• Get quotes for repairs so you can negotiate if needed

5. 🚪 Future Maintenance & Upkeep

Once you own the home, it’s all on you.

• Budget for maintenance: roof, HVAC, plumbing, etc.

• Ask the seller for utility history or maintenance records when possible

🚡 Pro Tip:

Work with a buyer's agent who knows how to guide you through each step with clarity. 
At The Peterson Group, we have helped many first time home buyers navigate the process of buying their first home with confidence. Call Charlie today at (386) 259 - 0744.