How to Buy and Sell a Home at the Same Time

🏡 How to Buy a Home and Sell at the Same Time—Without Losing Your Mind

Navigating a move is stressful enough. But trying to buy and sell a home at the same time? That takes it to a whole new level.

The good news: with the right plan (and the right real estate team), you can sell your current home and secure your next one without feeling like you’re living in chaos.

Here’s a step-by-step guide for making it happen smoothly in today’s Central Florida market.

✅ Step 1: Know Your Numbers First

Before listing or house-hunting, understand:

• How much equity you have in your current home

• What you can afford in your next home

• Your monthly budget with current vs. future costs

🚡 Pro tip: Ask your agent for a net sheet and get pre-approved with a lender early on.

⚖️ Step 2: Decide What Matters Most

What's your priority?

• Selling first to avoid double mortgages?

• Buying first to lock in your dream home?

There's no one-size-fits-all answer—just the best approach for your needs, timeline, and comfort level.

🏢 Step 3: Explore Contingency Options

There are ways to protect yourself while doing both:

• Sale Contingency: Buy your next home only after your current one sells

• Leaseback: Close on the sale, but stay in your home while you buy

• Bridge Loan or HELOC: Access equity to buy before you sell

Your agent and lender can help you weigh the risks and benefits.

💼 Step 4: Prep Your Home to List

Even if you're not ready to hit the market, start preparing:

• Declutter and stage

• Schedule professional photos

• Knock out light repairs or paint touch-ups

A fast sale means more leverage when you're also a buyer.

⏰ Step 5: Time It Right

Work with your agent to create a realistic, strategic timeline:

• List your home first and line up your next one right after

• Coordinate closing dates and moving plans

• Leave room for overlap if needed

🚪 Bottom Line

Buying and selling at the same time isn't easy—but with the right guidance, it is absolutely doable.

At The Peterson Group, we've helped dozens of clients navigate both sides of the transaction with confidence. We'll help you plan ahead, negotiate smart, and move into your next chapter stress-free. Call Charlie at (386) 259-0744.