Florida Property Tax Savings Estimator

See how the proposed changes to Florida’s homestead exemption could affect the non-school portion of your property taxes. Enter your property’s assessed value and location below to estimate the potential difference.

Estimate only. Actual property taxes and potential savings may vary based on eligibility, assessed value, taxing authorities, millage rates, and final implementation if the amendment is approved.

How to Use the Estimator

The Peterson Group’s Florida Property Tax Savings Estimator helps homeowners understand how the proposed 2026 Amendment 3 homestead exemption changes could affect non-school property taxes. The estimator uses your assessed value and local tax information to provide an educational estimate of potential savings.

Find Your Assessed Value
Use your county Property Appraiser website.

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2. Enter Your Property Information
Add the assessed value, county, and city.

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3. View Your Estimated Savings
See the estimated change and breakdown.

Florida Property Tax Savings Calculator

What Could Florida’s Proposed Property Tax Amendment Save You?

Enter your assessed value and select the property’s city or unincorporated area to compare estimated ad valorem taxes for 2026, 2027 and 2028.

For homesteaded, owner-occupied properties that meet the proposal’s eligibility requirements.

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Calculate Your Estimated Tax Savings

Use the assessed value shown before exemptions on your property record or TRIM notice.

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Do not enter market value or taxable value.

Choose the city where the property is located. Only the cities and unincorporated areas included in the supplied spreadsheets are shown.

Who this calculator applies to: homesteaded, owner-occupied Florida properties eligible for the proposed increased exemption. Special assessments, CDD charges and all other non-ad valorem assessments are excluded.

Calculation note: The city choices, millage components and exemption treatment follow the supplied Volusia County and Seminole County spreadsheets. Only the locations included in those spreadsheets are available. Actual assessed values, adopted millage rates, eligibility rules and final legislation may differ. This is an educational estimate only and is not tax or legal advice. Non-ad valorem assessments are not included.

What This Calculator Estimates

This estimator focuses on the potential change to the homestead exemption for non-school property taxes based on the assessed value and location you enter.

It is designed to help homeowners better understand how that portion of the proposed amendment could affect their property tax bill if the amendment is approved.

The estimate does not account for every provision of the proposed amendment, future changes in assessed value or millage rates, individual eligibility, or other exemptions that may apply to your property.

What Would Change If the Amendment Is Approved?

The proposal changes how much of a homesteaded property’s assessed value is exempt from non-school property taxes. The exemption reduces taxable value before the applicable millage rates are calculated. It is not a $150,000 or $250,000 tax credit.

TODAY | 2026

Up to $51,411

Exempt from non-school property taxes

Florida’s standard homestead exemption includes the first $25,000 of assessed value, plus an additional inflation-adjusted exemption for non-school taxes. For the 2026 tax roll, that additional amount is $26,411, for a combined non-school exemption of up to $51,411.

For school district taxes, the standard homestead exemption is $25,000.

IF APPROVED | 2027

$150,000

Exempt from non-school property taxes

Beginning in 2027, the proposal would exempt the first $150,000 of assessed value from non-school property taxes for qualifying homesteads.

The larger exemption would not apply to school district taxes.

IF APPROVED | 2028

$250,000

Exempt from non-school property taxes

Beginning in 2028, the non-school homestead exemption would increase again to the first $250,000 of assessed value. The $250,000 amount would begin adjusting for inflation in 2029.

SCHOOL
TAXES

The proposed $150,000 and $250,000 exemptions apply to non-school property taxes. The standard homestead exemption applicable to school district taxes remains $25,000 under the proposal.

NEW FLORIDA RESIDENTS

Property owners who were not permanent Florida residents on December 31, 2026 would not immediately receive the larger exemption. Under the proposal, they would receive the existing-style exemption during their first five years, with the larger exemption available after five years, subject to the proposal’s terms.

This estimator focuses on the proposed homestead exemption changes. The amendment includes additional property-tax provisions that are not modeled by this calculator.

Official Source

This estimator is designed to help homeowners understand one part of Florida’s proposed property-tax changes. For the complete ballot title, summary, and constitutional language, review the official information published by the Florida Department of State.

View Official Ballot Information

Important: This calculator provides an estimate for educational purposes only. It is not an official property-tax calculation, tax advice, or legal advice. Actual taxes and potential savings may vary based on assessed value, exemptions, eligibility, millage rates, taxing authorities, and implementation of any approved constitutional changes.